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The 'dynamic security code' is the cryptogram in an EMV-mode transaction, and the Dynamic Card Verification Value (dCVV) in a magnetic stripe data emulation-mode transaction.
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The service keeps customer payment information private from the retailer by replacing the customer's credit or debit card Funding Primary Account Number (FPAN) with a tokenized Device Primary Account Number (DPAN), and creates a "dynamic security code generated for each transaction". It can store between 8 and 16 cards (passes such as loyalty cards and tickets do not count against this limit.) Technology Īpple Pay uses the EMV Payment Tokenisation Specification. The service is compatible with iPhone 6 and newer, iPad Air 2 and newer, Macs with Touch ID, and all Apple Watches.
4.5 Supported government identifications. 4.4 Usage within public transport systems. 4.2 Supported payment networks and card schemes. 1.3 Consumer Device Cardholder Verification Method (CDCVM). Participating banks vary by region.Īpple Pay can also be used to ride some public transport networks either through the use of credit/debit cards (open loop) (for example across TfL in London, SL in Stockholm, and at OMNY readers across New York City's subway and bus network) or dedicated travel cards such as JR East's Suica, the Chicago Transit Authority's Ventra, the San Francisco Bay Area's Clipper (closed loop) and Hong Kong’s Octopus Card. Apple Pay supports both international payment schemes-such as American Express, Visa (including Electron and V Pay), Mastercard (including Maestro), and Discover-as well as country-specific domestic payment schemes like China's UnionPay, Japan's JCB, France's Cartes Bancaires, Canada's Interac, Australia's eftpos, Saudi Arabia's mada and Germany's Girocard. Originally launching in the United States, Apple Pay is available in Argentina, Armenia, Australia, Bahrain, Brazil, Canada, China, Colombia, Costa Rica, Hong Kong, Israel, Japan, Kazakhstan, Macau, Mexico, New Zealand, Palestine, Peru, Qatar, Saudi Arabia, Singapore, South Africa, Taiwan, the United Arab Emirates, and in all countries of or with territories in Europe (except Albania, Andorra, Bosnia and Herzegovina, North Macedonia and Turkey). Devices wirelessly communicate with point of sale systems using near field communication (NFC), with an embedded secure element (eSE) to securely store payment data and perform cryptographic functions, and Apple's Touch ID and Face ID for biometric authentication. It adds two-factor authentication via Touch ID, Face ID, PIN, or passcode. It does not require Apple Pay-specific contactless payment terminals it can work with any merchant that accepts contactless payments. It digitizes and can replace a credit or debit card chip and PIN transaction at a contactless-capable point-of-sale terminal. #Ipod touch prices at best buy android
It is not available on any client device that is not made and sold by Apple (in particular, it cannot be used on any Android device, nor on any browser running on Windows). It is supported on the iPhone, Apple Watch, iPad, and Mac. that allows users to make payments in person, in iOS apps, and on the web using Safari. IPod Touch (7th generation) running iOS 10 or laterĪpple Pay is a mobile payment and digital wallet service by Apple Inc. Macs supporting Handoff running macOS Sierra or later paired with an Apple Watch or iPhone 6 or newer Apple Watch paired with an iPhone, or Series 3 or newer with cellularĢ014 iPads ( Air 2, Mini 3) or newer with iOS 10 or later
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